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Guruji Student Credit Card Scheme

The Guruji Student Credit Card Scheme is the Government of Jharkhand's commitment to ensuring that financial barriers never stand between a deserving student and quality higher education. With an affordable simple interest rate, fully guaranteed by the State Government, this scheme opens doors to premier institutions across India — for every student, from every background.

Eligibility Criteria for Students:

  • Local Residence Certificate or Passed Class 10 and 12 / Diploma from Jharkhand
  • Must have secured admission in any course in any eligible institution
  • Must not be 40 years of age and not be a prior beneficiary of the scheme
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